Private Health Insurance

Up to 100% reimbursed.

Your Aniva Health membership qualifies for full reimbursement under many private health insurance plans in Germany. We provide all documentation you need.

Accredited German labs · RiliBÄK certified · Insurance-compliant documentation

100%

up to 100% REIMBURSABLE BY PRIVATE INSURANCE
DKV
AXA
Allianz
Debeka
HUK-COBURG

Reimbursement depends on your individual rates. Most comprehensive private health insurance plans (Vollversicherung) and many supplemental plans cover preventive diagnostics. We recommend confirming with your insurer before purchasing.

Who can claim reimbursement?

Aniva membership fees qualify as preventive health expenditure under most private tariffs. Here is what to expect depending on your plan type.

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Full private coverage

Comprehensive private tariffs (Vollversicherung) typically reimburse 80–100% of preventive diagnostic costs. Your Aniva membership and any lab upgrades qualify.

Supplemental insurance

Many supplemental plans (Zusatzversicherung) covering preventive care or check-ups include laboratory diagnostics. Check your plan for Vorsorge or Labor coverage.

Statutory insurance (GKV)

GKV does not reimburse Aniva membership directly. However, some GKV-affiliated supplemental plans or bonus programmes may partially cover preventive diagnostics.

Three steps. We handle the paperwork.

From membership to reimbursement, Aniva provides everything your insurer needs. No chasing documents, no confusing billing codes.

01

Start your membership

Sign up to Aniva here. Complete your health questionnaire and book your blood draw at one of 14 German cities or Helsinki. €199 for the full year.

02

Request your documents

After receiving your results, contact our concierge via chat or email. We issue an insurance-compliant invoice with correct billing codes within 24 hours.

03

Submit and collect

Submit our invoice to your insurer via their app or portal. Most claims are processed in 1–3 weeks. Many members receive more back than they paid.

Everything your insurer needs. Included.

We issue PKV-compliant invoices with the correct billing codes so your claim goes through without complications.

Start today. Reimbursement included.

Join thousands of members who pay €199 and get it all back. We handle the paperwork. You collect.